Enrollment Hub

2027 Annual Enrollment

Annual Enrollment is October 26–November 6, 2026. Take time to explore what’s new, review your options, and choose the benefits that fit you and your family for 2027.

Getting Started

Watch the 2027 Benefits Overview Presentation

This three-minute video covers everything you need to know about your 2027 benefits, enrollment deadlines, and how to get started.

step by step

Your Enrollment Checklist

Take these steps to choose your benefits and get ready for 2027.

1
Review What's Changing
Read the 2027 benefit updates and review the benefits guide. Consider how your health care needs, family situation, or expected expenses may change in the year ahead.
2
Compare Your Options
Review your current elections and compare available coverage and costs. If you’re considering a different medical plan, check its provider network and prescription drug coverage.
3
Make Your Elections

Between October 26 and November 6, visit myhelixrewards.com to make your choices. Review your dependents and beneficiaries, and complete any required account elections.

4
Confirm You're Finished
Review your selections and submit your enrollment. Look for [confirmed completion message], then save your confirmation and check that it reflects your choices.
5
Your 2027
Benefits Begin
Your benefit elections take effect January 1, 2027. Keep your enrollment confirmation handy as a reference throughout the year.
plan ahead

What's New for 2027

Explore benefit changes, review your costs, and plan your contributions before you enroll.

What's Changing
See what's changing for 2027 and what it means for your benefits.
2027 Health Care Rates
Review your per-paycheck costs for medical, dental, and vision coverage.
2027 Contribution Limits
Review IRS limits for health savings and flexible spending accounts as you plan your contributions.

Choose Your Helix Benefits by November 6

If you do not enroll by November 6, your coverage and plan choices will remain the same as in 2026. You must enroll if you want to change your coverage, add or remove dependents, or contribute to a Health Savings Account (HSA) or Flexible Spending Account (FSA).

You must make new HSA contribution elections each year. You can change your HSA contribution amount anytime during the year. Changes take effect on the 1st of the month after your request.

You must re-enroll in Health Care and/or Dependent Care FSAs each year during Annual Enrollment. If you do not enroll, your 2027 FSA election will reset to $0.

New Hire FAQs

When does my coverage start?

Medical, dental, and vision coverage begins on your first day of employment, as long as you complete enrollment within 31 days. Your enrollment confirmation will include your exact coverage effective date. Some plans may begin on the first of the month following your hire date — check the Benefits Guide for plan-specific details.

What happens if I miss the 31-day enrollment window?

If you do not enroll within your new hire enrollment window, you will not have coverage for certain benefits until the next Annual Enrollment period. However, you will still automatically receive Helix-paid benefits, including Basic Life Insurance, Disability coverage, and the Employee Assistance Program (EAP).

The only exception for making changes after your enrollment window closes is if you experience a qualifying life event — such as marriage, birth of a child, or loss of other coverage — which opens a special enrollment window. Do not wait. Enroll as soon as you can.

Can I add dependents later?

Yes. You can add eligible dependents — including a spouse, domestic partner, or children up to age 26 — if you experience a qualifying life event. You typically have 31 days from the event to make changes. Outside of a qualifying event, your next opportunity is during Annual Enrollment. Review the Benefits Guide for the full list of qualifying events and dependent eligibility rules.

How do I get my insurance ID cards?

Physical ID cards are typically mailed to your home address within two to three weeks of your enrollment being processed. Most carriers also offer digital ID cards through their mobile apps, often available within just a few days. Check your carrier's app or website for the fastest access — you do not need to wait for the physical card to use your benefits.

Get Help

Your Benefits Resources

Have a special benefits issue or problem? For general benefits questions, enrollment help, or anything you're not sure where to direct, contact Your Benefits Resources (YBR) for help!

Support

Need help with enrollment?

Our team is ready to walk you through your options and answer any questions about getting started.